1-Step 1: Cook the Beef Brown the ground beef in a large skillet over medium heat, adding in the chili powder, cumin, oregano, salt, and pepper for a spicy kick. Once it’s cooked, drain any excess fat and set it aside so it’s ready for layering. This step is key because it infuses the beef with flavor that shines through in every bite.

2-Step 2: Preheat and Prep the Air Fryer Preheat your air fryer to 320°F (160°C) to ensure everything crisps up nicely. Line the basket with parchment paper or aluminum foil to make cleanup a breeze and prevent sticking. This simple prep helps the nachos cook evenly without losing their crunch.

3-Step 3: Layer the Ingredients Start by placing half of the tortilla chips at the bottom of the basket. Add half of the shredded cheddar cheese, diced tomato, diced bell pepper, and cooked ground beef on top for a balanced layer. Repeat with the remaining chips, cheese, tomato, bell pepper, and ground beef to create that classic loaded nacho look.

4-Step 4: Air Fry and Garnish Air fry the layered nachos for about 5 minutes, or until the cheese melts perfectly and the chips turn golden. Once done, garnish with sliced scallions and chopped cilantro for a fresh finish. Serve right away with sour cream to keep that warm, melty goodness intact.